Financial Analysis On Financial Growth - 1301 Words

In today’s day and age, there is a tremendous number of financial vehicles that each and every investor can place their money in. Investors place their money into each of these financial tools in order to make any sort of profit. Obviously, investors do whatever is in their power to make the largest profit possible. Bonds, stocks, and mutual funds are three of these many options for financial growth. Unfortunately, people that may have heard of these do not take advantage of them at all. Bonds, stocks, and mutual funds are relatively simple financial vehicles and people today do not jump on the opportunity to invest. A large majority of people do not explore their options when it comes to allowing their money grow exponentially. â€Å"Bonds,†¦show more content†¦The pay out happens when the bond matures. The bond matures on the maturity date. A bond or note can be identified by six key pieces of information: name of issuer, coupon, maturity date, dated date, yield an d price, and CUSIP number. The name of the issuer is simply the name of the company that has issued the bond. The coupon contains the interest rate and who the bond holder is. The maturity date is the date in which the bond holder received his or her principle. That dated date is the date in which the bond was issued. The yield and price is the yield and price in which the bond holder may receive. The CUSIP number is a unique number in which each and every bond can be easily identified by. The yield of a bond is another way of saying the amount that a bond will pay. The current yield of a bond can easily be calculated by a formula in which the current yield is equal to the coupon divided by the price. If the current yield goes up, then the value of the bond goes down. If the current yield goes down, then the value of the bond goes up. So, the lower the current yield is, the higher the bond value is, the more money or principal an investor makes. ` The stock market is a lot like a really big auction. The people that participate in this auction are in one of two crowds. One crowd is normal everyday people who are trying to make money for themselves, and the other crowd is owners or people

animal testing essay - 1139 Words

Animal testing can be defined as the process of using animals in experiments. Normally the research such as biomedical researches, drug tests and toxicology tests are conducted in universities, medical schools, and pharmaceutical companies. Scientists use many types of animals in their experiments such as guinea pigs, hamsters, gerbils, monkeys, chimpanzees, rats, mice, dogs and cats. Around 50-100 millions vertebrates are used in experiments annually and in United States, the number of rats and mice used are 20 million annually. The articles that are going to be discussed in this piece of writing are, â€Å"Animal Testing A Necessary Research Tool, for Now† written by Dr. George Poste and â€Å"Of Mice Or Men, The Problems With Animal Testing†Ã¢â‚¬ ¦show more content†¦Similarly the writers of the both articles agree that new ways should be found to replace animal testing. The writer of the first article, Poste says that the ideas of replacing animal testing with another ways are compelling since it could save hundreds of millions of dollars in facilities and personnel costs. Similar to Poste’s point, the writer of the second article, Allen also agrees with the idea of finding new ways to replace animal testing. He suggests the scientists to use transgenic mice with genes knocked out, inserted, or imported from the human genome. It can give better result since the present of human genome in the animal. On the contrary, both articles have their own differences. In the article â€Å"Animal Testing A Necessary Research Tool, for Now†, the writer strongly believes that animal testing saves lives; however the writer in the second article says that the result got from the testing is not applicable to humans. Poste writes that animal testing is needed and important for human and animal health. He adds that it also plays important role in medical advance. Many things have been discovered which give benefit to human such as the production of lifesaving drugs, vaccines, surgical procedures and improved diagnosis of disease. In contrast, Allen gives an example to show that the testing is not applicable to human. In an experiment, some men are injected withShow MoreRelated Animal testing Essay1964 Words   |  8 Pagescomes to animals and their rights, there is a definite line between our needs and our taking advantage of those species that we consider inferior. As long as man has exis ted he has been carnivorous, and the same holds true for many other species of animals. Animals are a necessity to humans for survival, whether it be for food, clothing, etc. However, the unnecessary torture of animals through testing is not a necessity for human survival. When it comes to the needless torture of animals that we claimRead MoreEssay on Animal Testing1728 Words   |  7 Pagesâ€Å"twenty-five million and 30 million† animals are exploited in experiments; â€Å"half are only used through education† (Donna 7). â€Å"A 40% is applied in basic research, the 26% for drug development, a 20% are examined for products, and the 14% that is left is applied on education and miscellaneous† (Donna 5). The inhumane cruelty affects the innocent creatures. Animals should only be used for education, and research purposes. Therefore, regulations must increase on animal protection. Increasing policiesRead MoreEssay on Animal Testing798 Words   |  4 PagesEvery year, animals are subjected to cruel and unnecessary experimentation. According to the USDA, â€Å"between 1990-1997 research labs registered with the USDA reported killing at least 12,895,885 dogs, cats, primates, guinea pigs, hamsters, rabbits, bears, armadillos, squirrels, wild rodents and other species. This doesnt include non USDA registered labs† (â€Å"Wikianswers†). Lab animals are cut up and tortured to death all in the name of science. How can we as fellow animal species continue to allowRead More Animal testing Essay865 Words   |  4 PagesUse of animals for Laboratory Testing There has been an on going debate on whether to use animals for laboratory testing. There are people now saying the use of animals in laboratory testing is not necessary and there are other alternatives. Many of these people claim the tests that are performed on the animals are not particularly valid. On the other hand, others claim that laboratory testing has been depended on animals to achieve medical advances. Whether or not the use of animals in laboratoryRead More Animal Testing Essay710 Words   |  3 Pagesanimal testing â€Å"Beauty without cruelty† is the outcry that can be heard from animal right activists around the world. The FDA does not require companies to perform tests on animals but if the cosmetic product contains chemicals that can be seen as toxins, testing becomes a necessity. There are currently thirteen safety tests that are performed on animals. Anti-testing activists deem these unnecessary and consider them to be cruel. â€Å"Fourteen million animals are used currently in the U.SRead MoreEssay on Animal Testing676 Words   |  3 PagesAnimal Testing In the 1880’s, Louis Pasteur conducted one of the most unpleasant series of animal experiments in the history of the fight against infectious disease. Unable to see the organism that causes rabies with the microscopes available, he convinced a skeptical medical community of the microorganism’s existence and also the possibility of vaccinating against it. He did this by doing work on rabbits and dogs. In 1885, after much heart searching, he tried out his rabies vaccine on aRead MoreEssay on Animal Testing1383 Words   |  6 Pagesand Behavior Animal testing is not a problem in today’s society because it is beneficial to humans. It seems unethical to put animals through such pain and torture, but if we stopped it completely there would be a large amount of human lives lost. How could this be? The further advancements in medical and technological science is inevitable. Therefore, if the testing must be done to learn more about the brain and body, which species (animals or man) seems expendable for such testing. The real questionRead MoreAnimal Testing and Mistreatment of Animals Essay554 Words   |  3 PagesAnimal research has played a major role in developing medications and treatments available to humans today, without animals, doctors would not be able to introduce these medications and treatments without initially testing them for safety. My wife has a son who was born without the pulmonary artery and because of animal research; he was provided another outlet for survival. In his first five days of life, he underwent surgery. It was the longest days of her life as she reminiscences, for twelveRead MoreAnimal Testing Is Wrong Essay1603 Words   |  7 PagesAnimal testing has been around since the third and fourth centuries BC, when it was performed by Greek philosopher-physicians. However, it is unknown when people began to question this process. In today’s society, the idea of testing products on animals has become more and more controversial with numerous groups being created and becoming even more vocal. While people will decide for themselves where they stand in this argument, I would hope that most would agree that animal abuse is wrong. So,Read More Animal Testing Essay1729 Words   |  7 Pages Animal Testing nbsp;nbsp;nbsp;nbsp;nbsp; nbsp;nbsp;nbsp;nbsp;nbsp;More and more animals are being taken form their natural habitats and tested on every year. Researchers, scientists, and companies just trying to make new products are using animals to further their experiments. If animal testing continues to happen at this rate then their will be no animals left to use for food, study, or even for simple amusement. When the animals are being taken form their natural environments it harms

A Rhetorical Approach to Interpersonal Communication File Free Essays

In the theory of a rhetorical approach, three primary ways are identified in order to achieve the goals of interpersonal rhetoric. They are rhetorical reflector, rhetorically sensitive person and Nobel self. In this paper, the applicability of these three ways will be discussed since their applicability is different in Hong Kong culture. We will write a custom essay sample on A Rhetorical Approach to Interpersonal Communication File or any similar topic only for you Order Now First, the way that works best in Hong Kong culture is the Nobel self, who is unwilling to change for others. This theory works best because of the way that parents taking care of their children. The average number of children in each family in Hong Kong has decreased compared to the families in the past, which have nearly doubled the average numbers of children in each family, so parents can pay more attention on each child. Also, parents tend to build up a positive parental relationship with their children by satisfying most of the wants of the children and putting their children at the first priority. Since the children are used to be the center of their parents, they become self-centered, that is they put their own feelings in the first priority, as a result, their abilities to change for others are reduced. The example to show that Nobel self works best in Hong Kong is a group of teenagers in Hong Kong who the society described them as â€Å"a group of people having the illusion of being a princess or a prince. † These teenagers believe that they should be treated as princesses or princes that they don’t have to do anything or to bear any responsibility. The main cause of this group is stated above. These teenagers are unwilling to change for others especially their relational partners because they think that everyone will change for them just like their families do. This type of teenagers shows that the Nobel self work best in Hong Kong. The part of the theories that does not work in Hong Kong is the rhetorical reflector, who is willing to change to please their partners. In Hong Kong, people are trained to possess a critical thinking skill, which means they should have their own judgment towards an issue, instead of influencing by others, for example, in the relationship of boss and employees, if the boss ask his employee to do illegal work, the employee will judge the situation using his value of right or wrong to decide doing it or not. He will not sacrifice themselves by changing their value and doing the work in order to lease the boss. This critical thinking skill enables the people in Hong Kong to think independently, so that their values and thoughts will be influenced by others. They are not willing to change to please their partners, but if there are strong evidences or supporting materials, they will change. Therefore, the rhetorical reflector theory does not work in Hong Kong. Finally, rhetorically sensit ive person works in modified way in Hong Kong. The theory is applicable in the situation that there is a difference in power, such as the teacher and student relationship, which the teacher is having a higher power. The student who has lower power will be rhetorical sensitive, for example, the student believes that he has done nothing wrong for being late to school, but when explaining to the teacher, he will change his discourse by not stating his judgment towards the issue. Instead, he will give excuses to blame it on other things. The hidden value of the excuses is that the student has done nothing wrong in this issue. However, if there is no difference in the power in the relationship, such as siblings, the student will not change his discourse. He will express his value directly to his siblings. This approach is the application of Nobel self. Since the student know that they have equal power in the relationship, that means they have equal control over the definition of the relationship, so the first priority, which is his own feeling, will come first. He is unwilling to change for others once there is no difference in power in the relationship. Hong Kong culture is a complex, so the applicability of the three primary ways in the rhetorical approach is different in Hong Kong culture even though they are developed from the same theory. How to cite A Rhetorical Approach to Interpersonal Communication File, Papers

King Philips War free essay sample

King Philip’s War lasted from 1675 to 1676. It was the bloodiest conflict between American colonists and Indians in the 17th century New England. By 1600, colonial settlers no longer depended on the Indians for survival; therefore they pushed into Indian Territory in Massachusetts, Connecticut and Rhode Island. To protect their lands, the Wampanoag chief, King Philip, also known as Metacom organized a federation of tribes, which in 1675 destroyed several frontier settlements. King Philip’s War was the beginning of the development of a greater American identity; the conflicts suffered by the colonists gave them a distinct identity than that of the subjects of the English crown. The first Thanksgiving feast took place in 1621. This celebration marked the partnership of the Native Americans and the colonists. That year, Massasoit signed a treaty with the Pilgrim governor promising to give aid against enemies; they maintained 40 years of peace. However after Massasoit died in 1661, this peace began to deteriorate. We will write a custom essay sample on King Philips War or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The population of the colonial settlers grew rapidly and soon they outnumbered the Indians. Therefore, Europeans and the Indians frequently fought overland. When Metacom became sachem he was amid Plymouth Colony’s demands for land. He was humiliated several times, and forced to admit guilt and surrender. He then soon became angry at the colonists because they forced him not to sell Wampanoag without seeking their council first. Benjamin Church is considered the father of  American ranging. He was the captain of the first  Ranger force in America. Church was commissioned by the Governor of the  Plymouth Colony  Josiah Winslow  to form the first ranger company for  King Philips War. He played a unique and crucial role in King Philip’s War because he developed friendship with Native Americans and worked to understand and learn from those who lived near his frontier home. Church designed his force primarily to emulate Indian patterns of war. Toward this end, he endeavored to learn to fight like Indians from Indians. Philip and his followers went to New York hoping to find recruit and supplies. However Edward Andros, the governor of New York feared that the war might spread to his colony, therefore, he formed allies with the Mohawks who were enemies of Wampanoag. The Mohawks attacked Philip’s forces, and he returned to the New England colonies. On Aug. 12, 1676, a Wampanoag informer named Alderman killed King Philip. Philip was beheaded and quartered, and his head was displayed on a pole in Plymouth for more than 20 years.